it always sucks when your rig gets ripped.
I understand why the insurance companies drag their feet though, they want to give the LEO's a chance to recover - regardless of how worthless that is. They will not LOOK for your rig, they will only recover it if they happen to trip over the thing.
sounds like it all worked out in the end and you got a new rig - sucks though.
I guess if my rig gets jacked, I don't want it back....send me the check.
08 700 SE
and some quads and a KTM